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Coverage Q&A: A workers' comp carrier says coverage does not apply to a surf instructor because of the Jones Act.

Retirement plan access and participation vary by state, with low-wage workers disproportionately left out everywhere.

The U.S. hospitalization rate for people with confirmed cases has started to climb from record lows in June.

Surety bonds are vital to the construction industry and can be a profit center for insurance agencies.

While most were intended to be temporary, some states are extending or expanding presumption provisions.

Coverage Q&A: Collapse is a covered loss in most insurance policies; however, other factors are considered when determining coverage.

Southern states typically have higher premiums, with one seeing rates more than 90% above the national average.

On average, the cost of workers' comp per employee is around $78 a month nationwide.