Insurance agents and brokers with construction clients should be aware of the additional need for subcontractor bonding. Below are five instances when the surety may require or strongly urge that a general contractor have their subcontractor bonded. (Photo: Vitalii Vodolazskyi/Adobe Stock)

For many property and casualty agents, the contract surety business is an enigma. Maybe it's because surety isn't written like a commercial lines policy. Or it's the arcane language we use, like referring to project owners as "obligees."

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