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The pricing system is only as good as the person who is inputting the information.

Curtis, a Boxer from Princeton, W. Va., has won the 2015 Hambone Award after he swallowed a wooden barbeque skewer, which disappeared in his body.

Three years after Hurricane Sandy swept up the East Coast, homeowners are still working to collect money for the damage they sustained. It has been a long and frustrating fight for many. Media reports highlighted their efforts and some accused insurers and engineers of colluding to under-report the damage.

Multiple failures led to underpaid claims, under-insured losses and enough blame for everyone.

Multiple failures led to underpaid claims, under-insured losses and enough blame for everyone.

The worlds largest reinsurers and brokers see little relief in pricing in 2016 amid a relentless influx of alternative capital from pension funds and one of the past decades quietest years for catastrophe losses.

With a huge influx of capacity, significant rate decreases and fierce competition for business, emphasis on value delivered is more critical than ever for the Excess & Surplus market

With a huge influx of capacity and competition fierce, experts wonder if the Excess & Surplus market will ever be the same again.