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Uniquely human skills can be enhanced by leveraging technologies that automate nonessential activities.

Also on the rise: Triple extortion schemes in which cyber criminals exploit multiple ransoms from a single target.

The technologies, insights and investments for insurance technology transformation all seem to be in place.

Fear of new technology in the workplace is real, but there's no reason for agents and brokers to be afraid.

Digital risk modeling is more precise than ever, fueled by weather intelligence, geography, demographics and more.

Capacity has not increased in the cyber market and premium rates are rising.

Insurers are especially attractive to hackers because of the information they collect and the assumption that they have deep pockets in the event of a cyberattack.

From VR and AR training to meeting policyholders in a virtual office, the metaverse hosts a range of possibilities for the insurance industry.