A dual vehicle insurance system — one provided by manufacturers and another offered by traditional auto insurers — will muddy the market. In practice, such a system will create endless questions in claims processing regarding who is covered, for what and under which regulatory and legal framework. (Photo: scharfsinn86/Adobe Stock)
Rising sales of semi-autonomous vehicles like Tesla are challenging insurers to rethink how traditional insurance packages can accommodate accident claims where fault — driver versus auto technology — is much tougher to assess.
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