A NATIONAL UNDERWRITER COMPANY

Analysis

Analysis

Active shooter tragedies spur insurance questions

FC&S Editors | May 23, 2018

Coverage Q&A: Insurance issues are becoming increasingly relevant as more tragic shootings occur.

Analysis Commentary

InsurTech & the latest trends in core systems purchasing

Karen Furtado | May 21, 2018

Many of today’s innovative new insurers & MGAs see value in the core systems that incumbent insurers & MGAs already use.

Analysis

How artificial intelligence will affect the P&C insurance industry

Shawn Moynihan | May 21, 2018

As AI continues to grow and develop, one expert weighs in on the impact it will have on the P&C business — and the world.

Analysis

Circumstances dictate extended business income coverage

FC&S Editors | May 16, 2018

Coverage Q&A: Business income coverage is triggered when the insured's loss results in the necessary suspension of operations.

Analysis

Medicare tips for auto insurance agents

Quincy Enoch | May 16, 2018

Insurance professionals who manage bodily injury claims stemming from auto accidents need to know their way around Medicare organizations.

Analysis

Insureds: Incomplete documentation can hurt your coverage

Steven A. Meyerowitz | May 15, 2018

As this fire insurance lawsuit proves, when it comes to comprehensive coverage, it’s all about the paperwork.

Analysis

N.Y. regulator fines insurers, broker over NRA-branded gun owner liability policies

MP McQueen | May 11, 2018

The 'Carry Guard' insurance policies were brokered by Lockton and issued by Chubb and Illinois Union Insurance Co.

Analysis

Should SMBs use captive insurers to manage risk?

Paul Tamburri and Josh Watney | May 11, 2018

Here's what insurance agents and brokers should know about captives and the small and midsize business market.

Analysis

Bitcoin is not money

Karen Sorrell | May 11, 2018

Your business clients should be aware of these facts before using cryptocurrencies.

Analysis

By the numbers: Here's how insurance helps our sick pets

Shawn Moynihan | May 10, 2018

Despite common ailments, only about 1% of North American cats and dogs are covered by pet insurance.

Load More 🔽

Analysis

Volcanic eruptions and your homeowners' insurance

FC&S Editors | May 09, 2018

Coverage Q&A: A direct loss from volcano fire or explosions is covered, and ash clean-up is considered 'debris removal.'

Analysis

Volcanoes, hot lava and insurance claims

Christine G. Barlow, CPCU | May 07, 2018

If you're in Oregon, Alaska, California, Washington and Wyoming, as well as Hawaii, you too could be at risk from volcanic eruptions and their aftermath.

Analysis

Did that accident cause those injuries?

Hank Walshak | May 07, 2018

Soft tissue injuries are easy to claim, but difficult to prove without a biomechanical analysis.

Analysis

When claims arise from relocated homeowners

FC&S Editors | May 02, 2018

Coverage Q&A: Most homeowners' policies provide coverage for the named insured who resides at the named risk — not for tenants.

Analysis

Looking abroad for autonomous vehicle crash liability insight

Christine G. Barlow | May 01, 2018

A key liability question revolves around the 'third level of automation' in which a vehicle is capable of operating on its own but a driver is present.

Analysis

Using multistage offset models to cross-sell products, create growth

Dheeraj Pandey | May 01, 2018

You have the capability to use the data you currently have to find the right customer the right product at the right time.

Analysis

How funding, innovation and collaboration changed insurance

Kirstin Marr | April 26, 2018

These were the hot-button topics recently when more than 100 insurance industry leaders gathered to share insights about the future of the market.

Analysis

Liquor liability exposure and coverages

FC&S Editors | April 25, 2018

Coverage Q&A: The standard liquor liability exclusion applies to any insured that is in the business of manufacturing, distributing, selling, serving, or furnishing alcoholic beverages.

Analysis

7 cultural issues that drive insurance sales success

Kevin Trokey | April 24, 2018

Until the appropriate cultural foundation is laid down, no amount of tactical or process-driven solutions will ever make a sustainable difference.

Analysis

Hello, Siri: Voice-activated devices enter the world of insurance

Aviva Phillips | April 23, 2018

The increased popularity of AI is providing insurers with new options to interact and collect information from policyholders for claims and other services.

Analysis

Using proxy exposure units to measure commercial auto risk

Dheeraj Pandey | April 20, 2018

The use of data analytics is both necessary and inevitable for implementing successful lines of commercial auto insurance.

Analysis

Taking the mystery out of insurance agency M&As

Angie Herbers | April 20, 2018

Both sides of a merger and acquisition must understand each other's goals.

Analysis

5 things insurance agents can do to hedge against digital disruption

Matt Naimoli | April 19, 2018

Are you concerned about technology marginalizing or replacing you?

Analysis

How is insurance coverage impacted by a property lien?

FC&S Editors | April 18, 2018

Coverage Q&A: Settlement is paid to the insured and the mortgagee in the same order or precedence of the mortgage.

Analysis

Staying sharp: Cutting through new restaurant workplace injury trends

John Logan | April 16, 2018

According to Marsh’s 2017 Restaurant Loss Cost Trends Report, nearly one-quarter (24%) of all restaurant workers’ compensation claims in 2016 were from cuts, punctures and scrapes.

Analysis

Is car-sharing the next 'gig' thing?

Christine G. Barlow | April 12, 2018

While ridesharing got all the attention and took off rapidly, car-sharing, which is getting more popular, developed without a lot of press.

Analysis

Who pays the claims costs if the natural disaster never comes?

Michael Brown | April 11, 2018

A business can still suffer monetary damage when forced to close shop to comply with orders from civil authorities.

Analysis

The importance of sewer and drain endorsements

FC&S Editors | April 11, 2018

Coverage Q&A: Traditional insurance policies exclude coverage for water that backs up through sewers or drains as well as flooding.

Analysis

InsurTech startups wane, but funds still pour into maturing market

Sam J. Friedman | April 10, 2018

Investor interest in InsurTech startups remains quite robust, even if the focus has begun to shift to more mature players in a consolidating market.

Analysis

Here's what risk managers need to know about the EU's GDPR

Emy R. Donavan | April 09, 2018

Companies of all sizes need to get a clear understanding of the personal data they are processing: How much? What information? Where is it stored, and with whom?

Analysis

Can auto technology win the war against distracted driving?

Girish Malik | April 05, 2018

New digital interventions are already having a positive impact on driving habits.

Analysis

Copper pipe, wiring thefts trigger tricky coverage issues

FC&S Editors | April 04, 2018

Coverage Q&A: When it comes to insurance claims, this type of loss is neither vandalism nor traditional property damage.

Analysis

What we’ve learned from Hurricanes Harvey, Maria and Irma

Gerry Sorge | April 02, 2018

An exceptionally active hurricane season highlighted personnel and supply chain issues for insurers and offers opportunities to prepare for 2018.

Expert Opinion Analysis

Can data management technology help insurers reduce defense costs?

Gloria Camacho | March 30, 2018

E-Discovery: Digitized files present an opportunity for insurers to get in front of pending legal actions, but the industry needs guidance regarding the collection and use of personal data.

Analysis

#MeToo wave has employers (and their insurers) running for cover

Brian S. Kabateck and Nicholas R. Moreno | March 29, 2018

Following the wave of attention garnered by high-profile cases involving sexual harassment and assault allegations against supervisors, employers are seeking out whatever help they can to prevent similar conduct from occurring under their watch.

Analysis

Understanding debris removal coverage, costs and settlements

FC&S Editors | March 28, 2018

Coverage Q&A: Debris removal coverage is for the extra expense above the policy loss limit.

Analysis

Here's how emerging technology is changing the claims process

Aviva Phillips | March 27, 2018

Early adopters of technology often reap greater benefits, but may pay more for the advantage.

Analysis

Where do commercial insurers rank across these two axes?

Shawn Moynihan | March 22, 2018

Flaspohler's Business Capabilities Index: What does it mean?

Analysis Q&A

Clarifying homeowners' insurance liability policy language

FC&S Editors | March 21, 2018

Coverage Q&A: When a loss happens at a premises owned by or rented to others, there may not be coverage.

Analysis Commentary

Lessons learned from a painful year in insurance

Larry Chasin | March 21, 2018

Agents and brokers, insurers and policyholders have all learned from 2017's unrelenting hurricanes and wildfires, and will carry that knowledge with them going forward.

Analysis

Navigating the twists and turns of self-driving cars and insurance

Parker O’Very | March 21, 2018

As self-driving cars become more popular in mainstream society, they’re also raising lots of questions about safety.

Analysis

Intent of an action determines insurance coverage

Timothy P. Law and Brian Himmel | March 21, 2018

A policyholder who causes bodily injury without considering the consequences may still be covered.

Analysis

GDPR noncompliance poses a real insurance risk

Mark Robinson and Scott Lyon | March 20, 2018

Does the GDPR apply to insurance-related businesses whose reach is limited to risks within the U.S.?

Analysis Commentary

Driverless cars aren't the only danger to pedestrians

Christine G. Barlow, CPCU | March 20, 2018

The investigation into Sunday's fatality involving an autonomous vehicle will loom large over the future insurability of driverless cars.

Analysis

Insurers eyeball automated vehicle autopilot issues

Karen L. Sorrell | March 16, 2018

Insurers and agents may need to step in and educate their insureds as manufacturers continue to add more computerized driver assist features to vehicles.

Analysis

NFIP changes: What agents selling flood coverage need to know right now

Denny Jacob | March 16, 2018

Agents can share this information with clients regarding flood insurance policies and coverage.

Analysis

States not rushing to pass NAIC cybersecurity model

Paul Tetrault | March 15, 2018

Unanswered questions include whether compliance with the model law will be an accreditation requirement and whether there’s a need for a law regulating just insurance companies, not all businesses.

Infographic Analysis

6 surplus lines executives survey the industry in 2018

National Underwriter Editorial Staff | March 15, 2018

The E&S marketplace remains highly competitive.

Analysis

A hidden risk that could crack a nest egg

Fran O'Brien | March 14, 2018

For many affluent individuals, P&C insurance coverage is inadequate.

Analysis

5 vexing insurance claims involving damaged windows or glass

FC&S Editors | March 14, 2018

Coverage Q&A: The intent of the policy language is to pay only for personal property when the outside of the dwelling has been breached.

Resources

Overcoming Market Saturation: How Producers Can Grow Their Book of Business

From KPA

Use this no-nonsense approach to grow your book of business and gain a competitive edge. Learn why differentiation could be your best marketing strategy.

Download Resource ›
Automated Loss Runs Help Commercial Carriers Eliminate Common Blind Spots

From LexisNexis Risk Solutions

See what you may be missing to improve risk assessments and overall profitability.

Download Resource ›
Overcome Complex Regulations with Unique Coverage for Healthcare Providers

From NAS Insurance Services

Help your clients address regulatory challenges, including billing error investigations involving Medicare and Medicaid, before they become a larger issue.

Download Resource ›
Fact Sheet: E&O for Architects & Engineers

From NAS Insurance Services

It can be tricky to get the right insurance coverage for A&E clients, so you need policy options with flexibility and a wide range of features. Learn more about how to cover all their bases!

Download Resource ›
Guide: 5 Steps to Selling Cyber

From NAS Insurance Services

Cyber risk and data security has a spot on the agenda of every business owner and executive. Are you prepared to effectively present and sell cyber liability insurance to your clients?

Download Resource ›
Cyber Claims Digest: Trends and Insights

From NAS Insurance Services

Review the conclusions from a comprehensive data analysis of cyber claims made in 2016 and learn how to help your clients.

Download Resource ›
How to Ensure Proper Sexual Misconduct & Molestation Coverage

From NAS Insurance Services

Take steps now to make sure your clients’ liability insurance doesn’t exclude coverage of crucial sexual misconduct and molestation risks.

Download Resource ›
3 Healthcare Liability Trends You Need to Know

From NAS Insurance Services

Get the facts! Allied healthcare businesses continue to grow at record pace! Are you offering the right liability coverages?

Download Resource ›
3 Tenant Discrimination Trends You Need to Know

From NAS Insurance Services

If you are providing property manager or owner clients with E&O coverage, make sure you address the growing exposure of tenant discrimination.

Download Resource ›

Browse More Resources →

PropertyCasualty360

Don’t miss crucial news and insights you need to make informed decisions for your P&C insurance business. Join PropertyCasualty360.com now!

Unlimited access to PropertyCasualty360.com - your roadmap to thriving in a disrupted environment
Access to other award-winning ALM websites including BenefitsPRO.com, ThinkAdvisor.com and Law.com
Exclusive discounts on PropertyCasualty360, National Underwriter, Claims and ALM events

Already have an account? Sign In Now

Copyright © 2018 ALM Media Properties, LLC. All Rights Reserved.