Even in regions where hurricanes are less frequent, the financial consequences are becoming harder to ignore.

The tools underwriters rely on are evolving alongside the risks they evaluate.

The insurers argued that because they paid claims after war-risk insurers failed to, they should be entitled to reimbursement.

People in the U.S. lost $800 million in 2025 to scammers posing as U.S. government officials, according to BrokerChooser.