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While claims severity skyrocketed, claims frequency was relatively flat year-on-year.
Professional lines are feeling the impact of social inflation, making it an increasingly difficult segment for insurers.
Review how Pennsylvania courts have ruled on the question in three auto claims cases.
Ames & Gough reported 70% of the surveyed insurers had a claim payout of more than $50M in the past two years.
Besting today's market challenges will require bringing in new talent, focusing more on loss control and reinforcing strict underwriting principles.
The Doctors Company determined that social inflation is a key driver of higher medical malpractice insurance rates.
A nuclear verdict is typically defined as jury awards that exceed $10 million.
Other liability coverage can include errors and omissions insurance, liquor liability, umbrella liability, marine and more.
These were the top medical malpractice carriers in 2019, based on direct premiums written, market share and more.
Tricky liability concerns: What happens if a patient under a doctor's care is injured and artificial intelligence (AI) is involved?