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By 2030, insurance premiums on top decarbonization technologies and renewables could reach $10 billion to $15 billion.
Growing replacement costs and the frequency of severe weather are driving up the average annual total, according to Verisk.
One utility has already said it may need to cut power to 50,000 Southern California homes and businesses to prevent fires.
E&S professionals are in an ideal position to provide insurance coverage where it is most desperately needed.
Floods are an excluded peril in standard homeowners policies, so those in areas in danger of flooding should consider additional coverage.
Drought conditions followed by massive downpours are causing damaging and deadly flooding across the globe.
The drought comes alongside a multi-month heatwave – the two elements combining to create the hottest, driest summer in the 61 years the government has recorded such data.
Filing a second fire claim can increase home insurance rates by more than 40%.
Natural disasters caused global losses of $65 billion in the first half of 2022, says a new mid-year report from Munich Re.
(Bloomberg) — Thousands of people have been forced to flee their homes across Europe as deadly wildfires sparked by soaring temperatures burn down…
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