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Cities around the world have seen record rainfall 139 times in 2023.

According to the NOAA, as of September, 23 billion-dollar-plus climate disasters have struck the United States in 2023.

Wholesale insurers are empowered by the ability to respond to catastrophes with appropriate risk-based pricing.

Verisk reports that severe thunderstorms have accounted for more than 70% of insured losses in 2023 so far.

Insurers, restoration companies and other vendors are heading to the island to assess damage and begin the rebuilding process.

Karen Clark & Company estimates insured property losses from the Lahaina fire will be around $3.2 billion.

At least 36 deaths have been reported on the island of Maui as a result of the fires.

Increased wildfire risks, economics and an inability to increase coverage rates as needed are leaving California homeowners exposed.