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How would you like it if one of your insurance clients burned down someone's house while exterminating bed bugs and then went on live TV to proclaim that he would take care of it—he has insurance!?

Do materials like copper pipes become personal property once they are separated from a commercial building? According to one court ruling in Texas, the answer is yes.

Come every spring, the questions are the same: Is a skunk a rodent or vermin and therefore excluded under a homeowner's policy? I've got the answer for you.

The care, custody, or control exclusion in the commercial general liability form is often the subject of many coverage disputes and misunderstandings. Let's shed some light on it.

Questions about the cleanup of a dead body come up in many homeowners’ claims where an insured died alone or unexpectedly. Is it covered under an insurance policy?

There is a widely accepted view that the named insured's negligent work that damages his own work is not an insurable occurrence under a general liability policy. However, there are two related items that bring up some areas for discussion.