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Excess, surplus and specialty insurance lines have grown as admitted carriers pulled back amid hard-market conditions.

Guidewire recently announced the availability of hurricane-risk data and maps at the national, state and local levels.

Hurricane Francine is the the sixth hurricane to make landfall in Louisiana in the last five years.

Insurers can issue a notice of cancellation for non-payment during this time, but can only cancel the policy after the expiration of the emergency rule.

The storm came ashore in a sparsely populated area and is expected to weaken to a post-tropical cyclone.

MarketWatch: U.S. homeowners pay an average of 11.5% more for home insurance than they did two years ago.

Policyholders react to more restrictive wording and higher premiums in response to depressed carrier profits.

Name That Storm: 'These events... had significant economic effects on the areas impacted,' NOAA reports.