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Dam failures in Midland, Mich., have flooded a chemical complex and homes in a disaster that may force the evacuation of more than 10,000 people.

High-polluting states also have been coronavirus hot spots.

Consider these facts when placing coverage for cannabis-related products that could cause bodily injury.

Some new perils are covered by insurance and others are existing ones that have been magnified in the 21st century.

As energy standards evolve, those changes affect systems, their servicing and the need for replacement.

At the outset, a laborer would have to make a showing that they contracted the virus at the jobsite.

Companies that address federal and state worker safety obligations could see fewer claims and fare better in litigation.

Should insurers be able to avoid coverage for the coronavirus through the use of the virus exclusion?