HVAC insurance claims. In the event policyholders need to switch to components that use another type of refrigerant, a full system replacement may not be required. (Photo: Shutterstock)

Regulations relating to some HVAC system components continue to be evaluated and amended as government agencies implement methods to reduce negative environmental impacts. Adjusters and other insurance professionals should be aware of the regulations, including those regarding refrigerant standards and efficiency ratings, in order to understand how they might affect claims and to avoid being misled by misinformation from contractors or policyholders.

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