{
  "author": {
    "name": "Phil Gusman Chad Hemenway",
    "webUrl": "/author/profile/phil-gusman-chad-hemenway/",
    "description": "",
    "imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
    "estimate": 10,
    "social": [],
    "articles": [
      {
        "uri": "/2012/06/11/aig-settles-workers-comp-dispute-with-all-50-state/",
        "title": "AIG Settles Workers’ Comp Dispute With All 50 States",
        "byline": " Phil Gusman, Chad Hemenway ",
        "kicker": "News",
        "prettyDate": "June 11, 2012",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/phil-gusman-chad-hemenway/",
            "name": "Phil Gusman, Chad Hemenway"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "American International Group will pay a total of $146.5 million to be distributed among all 50 states following a probe that sought to determine whether the insurer violated premium-reporting rules governing Workers Compensation insurance.",
        "body": null
      },
      {
        "uri": "/2012/06/11/aig-settles-workers-comp-dispute-with-all-50-states/",
        "title": "AIG Settles Workers’ Comp Dispute With All 50 States",
        "byline": "Phil Gusman, Chad Hemenway",
        "kicker": "News",
        "prettyDate": "June 11, 2012",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/phil-gusman-chad-hemenway/",
            "name": "Phil Gusman, Chad Hemenway"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "American International Group will pay a total of $146.5 million to be distributed among all 50 states following a probe that sought to determine whether the insurer violated premium-reporting rules governing Workers Compensation insurance.",
        "body": null
      },
      {
        "uri": "/2012/04/26/bermuda-companies-swing-back-to-profits-in-q1-repo/",
        "title": "Bermuda Companies Swing Back to Profits in Q1 Reports",
        "byline": " Phil Gusman, Chad Hemenway ",
        "kicker": "News",
        "prettyDate": "April 26, 2012",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/phil-gusman-chad-hemenway/",
            "name": "Phil Gusman, Chad Hemenway"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "Bermuda insurers and reinsurers reported strong first-quarter earnings relative to a year ago, with several swinging back into the black after reporting Q1 losses in 2011.",
        "body": null
      },
      {
        "uri": "/2012/04/26/bermuda-companies-swing-back-to-profits-in-q1-reports/",
        "title": "Bermuda Companies Swing Back to Profits in Q1 Reports",
        "byline": "Phil Gusman, Chad Hemenway",
        "kicker": "News",
        "prettyDate": "April 26, 2012",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/phil-gusman-chad-hemenway/",
            "name": "Phil Gusman, Chad Hemenway"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "Bermuda insurers and reinsurers reported strong first-quarter earnings relative to a year ago, with several swinging back into the black after reporting Q1 losses in 2011.",
        "body": null
      },
      {
        "uri": "/2012/03/01/gaining-insight-into-the-evolving-insurance-consumer/",
        "title": "Gaining Insight Into the Evolving Insurance Consumer",
        "byline": "Phil Gusman, Chad Hemenway",
        "kicker": "News",
        "prettyDate": "March 01, 2012",
        "timeToRead": "4 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/phil-gusman-chad-hemenway/",
            "name": "Phil Gusman, Chad Hemenway"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "Consumers today have new ways of buying and shopping for insurance, and insurers have new ways of delivering products to their customersbut do insurers truly understand what it takes to attract and retain customers in todays market?",
        "body": null
      },
      {
        "uri": "/2011/12/15/hardening-market-flat-or-neither-execs-analysts-of/",
        "title": "Hardening Market, Flat or Neither? Execs, Analysts Offer Varying Perspectives",
        "byline": "Phil Gusman, Chad Hemenway",
        "kicker": "",
        "prettyDate": "December 15, 2011",
        "timeToRead": "4 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/phil-gusman-chad-hemenway/",
            "name": "Phil Gusman, Chad Hemenway"
          }
        ],
        "kickerNode": [],
        "summary": "Insurance-company executives, a global broker and analyst firms are weighing in on whether the market is hardeningand their responses include yes, maybe, and a debate over whether the traditional hard- and soft-market cycles are even relevant anymore in the marketplace.",
        "body": null
      },
      {
        "uri": "/2011/12/01/three-reports-point-to-keenly-disappointing-pc-3q/",
        "title": "Three Reports Point to Keenly Disappointing P&C 3Q, 9-Month Results",
        "byline": "Phil Gusman, Chad Hemenway",
        "kicker": "",
        "prettyDate": "December 01, 2011",
        "timeToRead": "7 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/phil-gusman-chad-hemenway/",
            "name": "Phil Gusman, Chad Hemenway"
          }
        ],
        "kickerNode": [],
        "summary": "When looking at the property and casualty industrys performance for the first nine months of 2011, or even just the third quarter, the news is the same: sharply declining profits and underwriting results compared to the same periods in 2010, according to three recent reports.",
        "body": null
      },
      {
        "uri": "/2011/10/13/new-rms-model-raising-questions-among-insureds-producers/",
        "title": "New RMS Model Raising Questions Among Insureds, Producers",
        "byline": "Phil Gusman, Chad Hemenway",
        "kicker": "",
        "prettyDate": "October 13, 2011",
        "timeToRead": "3 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/phil-gusman-chad-hemenway/",
            "name": "Phil Gusman, Chad Hemenway"
          }
        ],
        "kickerNode": [],
        "summary": "Risk Management Solutions revised catastrophe model, which is frequently cited as a reason for recent rate increases for some property risks, was a hot topic at the National Association of Professional Surplus Lines Offices convention, held in San Diego Oct. 10-12. ",
        "body": null
      },
      {
        "uri": "/2011/10/12/rms-model-raising-questions-among-insureds-produce/",
        "title": "RMS Model Raising Questions Among Insureds, Producers",
        "byline": " Phil Gusman, Chad Hemenway ",
        "kicker": "News",
        "prettyDate": "October 12, 2011",
        "timeToRead": "3 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/phil-gusman-chad-hemenway/",
            "name": "Phil Gusman, Chad Hemenway"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "Risk Management Solutions revised catastrophe model has already been mentioned as a reason for insurers rate increases for some property risks, but how are brokers and insureds handling the news that premiums are going up, in part due to a model revision?",
        "body": null
      },
      {
        "uri": "/2011/08/22/weather-a-factor-but-not-cause-for-automatic-loss-for-companies/",
        "title": "Weather A Factor, But Not Cause For Automatic Loss For Companies",
        "byline": "Phil Gusman, Chad Hemenway",
        "kicker": "News",
        "prettyDate": "August 22, 2011",
        "timeToRead": "4 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/phil-gusman-chad-hemenway/",
            "name": "Phil Gusman, Chad Hemenway"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "Weather losses continue to be a factor in companies second-quarter results, but the ultimate impact on net income varies depending on the size of the company and the lines written.",
        "body": null
      }
    ]
  }
}