{
  "author": {
    "name": "Dr Renu Ann Joseph",
    "webUrl": "/author/profile/dr-renu-ann-joseph/",
    "description": "",
    "imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
    "estimate": 3,
    "social": [],
    "articles": [
      {
        "uri": "/2018/07/12/navigating-commercial-autos-rocky-ride-in-the-american-west/",
        "title": "Navigating commercial auto's rocky ride in the American West",
        "byline": "Dr. Renu Ann Joseph",
        "kicker": "Expert Opinion",
        "prettyDate": "July 12, 2018",
        "timeToRead": "5 minute",
        "image": {
          "uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2018/07/Commercial-auto_intro-pic.jpg",
          "width": "616",
          "height": "372"
        },
        "authors": [
          {
            "webUrl": "/author/profile/dr-renu-ann-joseph/",
            "name": "Dr. Renu Ann Joseph"
          }
        ],
        "kickerNode": [
          {
            "uri": "/expert-opinion/",
            "sectionName": "Expert Opinion"
          }
        ],
        "summary": "The U.S. auto insurance market is still finding its feet in the new normal of elevated claim frequency and severity.",
        "body": null
      },
      {
        "uri": "/2018/05/04/americas-roads-are-a-drag-on-u-s-auto-insurers-con/",
        "title": "America's roads are a drag on U.S. auto insurers, consumers",
        "byline": " Dr. Renu Ann Joseph ",
        "kicker": "Commentary",
        "prettyDate": "May 04, 2018",
        "timeToRead": "3 minute",
        "image": {
          "uri": "https://images.law.com/contrib/content/uploads/sites/414/2018/05/01_Free-Use-Pixils-Dot-Com-Photo-from-Renu.jpg",
          "width": "616",
          "height": "372"
        },
        "authors": [
          {
            "webUrl": "/author/profile/dr-renu-ann-joseph/",
            "name": "Dr. Renu Ann Joseph"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "Rising fatality and injury rates explain only a part of overall auto insurance industry losses.",
        "body": null
      },
      {
        "uri": "/2018/05/04/americas-roads-are-a-drag-on-u-s-auto-insurers-consumers/",
        "title": "America's roads are a drag on U.S. auto insurers, consumers",
        "byline": "Dr. Renu Ann Joseph",
        "kicker": "Commentary",
        "prettyDate": "May 04, 2018",
        "timeToRead": "3 minute",
        "image": {
          "uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2018/05/01_Free-Use-Pixils-Dot-Com-Photo-from-Renu.jpg",
          "width": "616",
          "height": "372"
        },
        "authors": [
          {
            "webUrl": "/author/profile/dr-renu-ann-joseph/",
            "name": "Dr. Renu Ann Joseph"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "Rising fatality and injury rates explain only a part of overall auto insurance industry losses.",
        "body": null
      }
    ]
  }
}