In the Chicago area, nonprofit agencies are still turning to more hazardous events to raise funds because that's what seems to get the public's attention, says Chris Finkley, vice president of insurance operations for First Nonprofit Insurance Co.

Recently, an insured approached First Nonprofit about an event it wanted to host for participants in one of their youth programs at a recreation facility called Xtreme Trampoline.

"After having our risk-management VP check it out, we persuaded them this was not a good idea," says Finkley. "The potential for severe injury on a trampoline for the inexperienced user can be significant, and the waivers required by the venue passed a lot of responsibility back to the participant."

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