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Insurers now issue stricter policy language and insert more sub-limits and exclusions into cyber coverage.

State Farm currently holds around 8.7% of all home insurance policies in California.

Whether a property is vacant or simply unoccupied makes a difference when coverage is involved.

This news comes on the heels of State Farm pulling back further from the California market.

Affirmations accounted the majority of rating actions taken by AM Best in 2023.

The state insurance commissioner called the proposed increase 'excessive and unfairly discriminatory.'

Coastal properties could face rate increases as high as 99%, according to the state insurance commissioner.

Industry experts and carrier executives share insights on the trends that will shape the 2024 home insurance market.