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The 5.4% proposed reduction in 2020 rates is based on claims-experience data as of year-end 2018.
Fitch also maintains a stable rating outlook for the commercial, personal and reinsurance sectors.
A new Fitch Ratings report highlights the factors resulting in the commercial auto segment's ninth consecutive year of underwriting losses.
Fitch Ratings outlines its predictions for the reinsurance market in 2020, examining price changes, credit portfolios and other components.
The changes are intended to lessen the chances of errors in the filing of loss costs, which help determine workers' comp rates.
The workers' comp insurer reportedly bundled side agreements with its products that forced small businesses to pay higher plan fees.
The industry's statutory combined ratio fell to 86% in 2018 and has averaged 93% annually since 2015.
Insurers have argued that litigation and fraud involving the practice are driving up property insurance premiums.
Fitch Ratings latest report highlights two factors that could put pressure on both revenues and operating incomes in 2019.
Brand differentiation solely on the basis of customer confidence, advocacy or empathy competes in a crowded field.