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Fortifying the property and understanding the nuances of homeowners insurance coverage mitigates losses for insureds and insurers.

In 2023, global insured catastrophe losses exceed $100B for the fourth consecutive year, according to Swiss Re Institute.

Some insurers incentivize policyholders with discounts to use water monitoring devices, decreasing losses from water damage claims.

With the average premium around $6,000, some Floridians are foregoing homeowners insurance in favor of self-insurance with their investments.

This trend subverts the judiciary's truth-finding mandate and promotes the courts as an investment opportunity.

Swiss Re is forecasting a much more favorable 2024 for the industry, predicting strong premium growth of 7% for the year.

Although risks are becoming more complex, around 75% of CROs are confident in their organizations' ability to manage them.

Among the 14 driving systems with partial automation that were tested, only one earned an acceptable rating from IIHS.