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A RECENT U.S. Department of Labor report puts the national unemployment rate at 5.4% (Bureau of Labor Statistics, U.S. Economy at a Glance, Sept. 24, 2004). This is considerably higher than the unemployment rate between 1998 and 2000, and yet agency

'DRE-E-E-E-EAM...dream, dream, dream...." That old Everly Brothers song was drifting through my head, and I couldn't shake it. That the tune was making it difficult to focus on my student's question was appropriate, since it was her question that

TWO DIFFERENT values are important to the owner of an expensive antique. If it is passed on as an inheritance, the IRS wants to know the fair market value; an insurance company, however, might want to know the item's replacement value. A slum

DURING presidential election years, the great state of Iowa leaps to the headlines of every newspaper and the forefront of every political talk show. Iowa's election-season-opening caucuses and swing-state status lead politicians to make appearances

TRIA Extension Bill On Fast Track In House Passage likely this week, but prospects for quick Senate approval are less certainWashingtonLegislation extending the Terrorism Risk ...

TRIA Extension Gains Momentum In CongressWashingtonMomentum continues to grow in Congress for passage this year of legislation extending for two years the Terrorism Risk Insurance ...

House May Back-Burner Regulatory Reform TRIA takes priority; negotiators deny criticism by state officials has slowed processWashingtonThe House Financial Services Committee is slowing its pace ...

IN A RECENT class, I was contrasting insurance carrier stability with insolvency, pointing out that carriers can be quite unstable while being far from insolvent. Someone asked why any of this matters to agents, given the existence of state guaranty