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If your manufacturing clients are seeing cyber premiums increase, more ransomware incidents could be why.
The FBI projects the amount of cybercrime-related losses increased by more than 20% in 2023.
Crime has big costs for individuals and government. It also can lead to insurance rate increases.
Internet crime complaints have surged, according to the FBI, with reported financial losses from 2018 through 2022 totaling $27.6 billion.
The agent impersonated a college employee and fraudulently set up an insurance financing agreement.
The Swiss Re Global Cat Bond Performance Index is up 18%, while the Bloomberg U.S. Treasury Index has dropped about 1%.
In 2023, the average data breach costs $4.45 million worldwide, an increase of 2% compared to 2022.
COVID-19 lockdowns drove home burglaries down by 19% between 2020 and 2021.
In addition to ransomware, insureds must contend with social engineering, online scams, state-sponsored attacks and more.
An insurer's special investigations unit seeks the truth by surveying each claim individually and independently.