Imagine that one of your customers walks into your agencylooking for insurance for his new travel trailer. You pull a quickquote for an endorsement on his existing car insurance policy.Pleased with the low price, your customer buys and goes on hisway.

Months later, you learn that your customer's RV was totaled. Andthat is not the only bad news: Because the RV was simply added asan endorsement onto his auto policy — and was not covered by aspecialized RV policy — the insurance check will not even cover theamount he still owes on his loan.

While it can be quick, easy, and sometimes cost effective to addan RV to an existing auto policy, several incidents are not fullycovered unless your customer has specialized RV insurance. Here iswhat you need to know about RV insurance and how you can grow yourRV business and protect yourself in the process.