Many items once considered beyond repair can be restored to near perfect condition, but this is not always cost effective.

The deals will transform the firm into the second-biggest general insurer in the country.

It's in the water: This coverage is for more than asbestos, toxic chemicals and oil spills. Insureds may also need it for mold, legionella and lead pipes.

The NFIP has been extended through June 14, allowing new policies to be issued and preventing any lapse for two weeks.