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This Tuesday, May 28, 2019, aerial photo shows flooded homes along the Arkansas River in Sand Spring, Okla. Communities that have seen little rain are getting hit by historic flooding along the Arkansas River thanks to downpours upstream that have prompted officials to open dams to protect some cities but inundate others with swells of water. (Photo: DroneBase via AP) This Tuesday, May 28, 2019, aerial photo shows flooded homes along the Arkansas River in Sand Spring, Okla. Communities that have seen little rain are getting hit by historic flooding along the Arkansas River thanks to downpours upstream that have prompted officials to open dams to protect some cities but inundate others with swells of water. (Photo: DroneBase via AP)

Floods remain the most common and destructive natural disaster in the United States, according to the National Association of Insurance Commissioners’ Center of Insurance Policy and Research. All 50 states have experienced flooding or flash floods in the last five years. Some reports suggest that as much as 90% of all natural disasters involve flooding. Flooding is serious business, and should be taken into account no matter where you live or where your business is located.

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