While it still may technically be a good commercial insurance market for risk managers, with flat rates predicted until at least late next year, top buyers and other experts warn there are caveats.

If there has been a theme for 2009 it's been: Efficiency Rules.

At KPMG's insurance conference held in late September, attendees were surveyed on various issues facing the industry, including their views on underwriting profitability.

AlphaStaff Group Inc. will acquire Selective HR Solutions Inc., a subsidiary of Selective Insurance Group Inc.