An IRC study finds that the average auto-insurance expenditure in relation to median income has declined from the 1990s into the 2000s, but a consumer representative warns against confusing improvement with actual affordability.

A passenger train operated by Metro-North derailed at a curve near the Spuyten Duyvil Station in the Bronx, N.Y. spilling seven cars off the tracks. Read about the derailment and its potential insurance implications.

News from Aon, Cooper Gay Swett & Crawford, The Real Time/Download Campaign, Maritime Program Group and more

In the second of a three-part series, we examine the review and processing phase of an auto claim and explore best-practices.