When filing a claim, many travelers learn the hard way that travel insurance cannot cover all events that might happen.

Now is the time to discuss clients' holiday plans and review their coverages to ensure that they're protected for a worst-case scenario.

Merck was stunned when most of its insurers denied cyber coverage. Why? Because its policies excluded another risk: an act of war.

Rain, snow, and wind storms across the U.S. are disrupting travel on one of the busiest days of the year.