Expect a hardening environment in the year ahead with fewer policies, higher premiums and restrictive coverage.

Many insurance agency owners exhibited tremendous creativity to adapt to the changing nature of their business.

Lawsuits alleging that COVID-19 caused economic and physical harm did not reach the stratospheric proportions once predicted.

The first 2021 issue of NU Property & Casualty magazine comes out in February and spotlights our annual Independent Agent Survey.