The wildfires ravaging Northern California may be the costliest for the insurance industry in more than two decades by the time the blazes are controlled.

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The National Alliance Research Academy's survey of P&C producers also details what training new hires need and the reasons why they leave their agencies

If you're in the insurance business, the topic of risk is bound to come up. Impress your next prospect with these quotes from writers, thinkers, politicians and TV characters.