FC&S Expert Coverage Interpretation

A discussion of Regulation 131, which establishes the framework for insurers to nonrenew or cancel policies that have been in effect for three or more years.

A summary of the ISO Circular for June 24, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

A discussion of an advisory letter published by the LDI informing insurers, producers, and public adjusters of a the Louisiana law.

A summary of the ISO Circular for June 23, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

A summary of the ISO Circular for June 20, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

When property has been damaged and coverage is actual cash value, should depreciation be applied to the sale price of an item, or to the full value price?

The first in a series of articles addressing golf carts, ATVs, and other miscellaneous vehicles that are covered by endorsements on the home, auto, and personal inland marine policies.

If an insurer is required to provide coverage to ensure the insured's replaced or repaired property matches, does that coverage extend to property that was mismatched before the loss occurred?