FC&S Expert Coverage Interpretation is an authoritative and widely cited insurance reference solution that provides information and interpretations on property & casualty coverage in an unbiased manner. It is designed to benefit the insurance industry as a whole by providing fair and objective policy interpretation. FC&S Expert Coverage Interpretation is considered the gold standard by insurance professionals to support coverage positions and has been cited in numerous court cases, solidifying FC&S as a resource of credible, objective information. Professionals ask questions to our expert staff of editors, for quick and reliable information regarding unique coverage situations. Our editors are CPCUs and attorneys, with 60 years of industry experience, combined, with specializations in Homeowners, Personal Lines, Commercial General Liability, Personal and Business Auto, Commercial Property and Business Income.
The ISO CG 21 84 01 15 Exclusion Of Certified Nuclear, Biological, Chemical Or Radiological Acts Of Terrorism; Cap On Losses From Certified Acts Of Terrorism can be attached to the following Coverage Parts: CGL; Liquor Liability; OCP Liability; Pollution Liability; Products/Completed Operations Liability; Railroad Protective Liability; and Underground Storage Tank Policy.
The ISO CG 21 82 01 15 Certified Acts of Terrorism Aggregate Limit; Cap on Losses from Certified Acts of Terrorism can be attached to the Products/Completed Operations Liability Coverage Part.
A summary of the ISO Circular for June 25, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.
A discussion of Regulation 131, which establishes the framework for insurers to nonrenew or cancel policies that have been in effect for three or more years.
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FC&S Expert Coverage Interpretation
FC&S Expert Coverage Interpretation is an authoritative and widely cited insurance reference solution that provides information and interpretations on property & casualty coverage in an unbiased manner. It is designed to benefit the insurance industry as a whole by providing fair and objective policy interpretation. FC&S Expert Coverage Interpretation is considered the gold standard by insurance professionals to support coverage positions and has been cited in numerous court cases, solidifying FC&S as a resource of credible, objective information. Professionals ask questions to our expert staff of editors, for quick and reliable information regarding unique coverage situations. Our editors are CPCUs and attorneys, with 60 years of industry experience, combined, with specializations in Homeowners, Personal Lines, Commercial General Liability, Personal and Business Auto, Commercial Property and Business Income.