Commentary

While lawyers and legislators grapple with the issue, insurance professionals still have clients to advise. What to tell them?

While flood insurance might represent the biggest growth opportunity for private carriers in years, its no certainty the industry would be eager or even willing to take on a greater share of such exposures unless conditions are established to give them a reasonable chance of making a profit.

While flood insurance might represent the biggest growth opportunity for private carriers in years, its no certainty the industry would be eager or even willing to take on a greater share of such exposures unless conditions are established to give them a reasonable chance of making a profit.

Looking at insurance-loss trends can be quite baffling at times. Perhaps no more so than when trying to figure out why BI severities continue to rise despite frequency declining at a time when the safest cars ever produced are on the nations highways.

Looking at insurance-loss trends can be quite baffling at times. Perhaps no more so than when trying to figure out why BI severities continue to rise despite frequency declining at a time when the safest cars ever produced are on the nations highways.

Last month's bust of a $7.6 million Miami home insurance fraud ring sounds the call for an industry-wide plan to stop fraud.

Last month's bust of a $7.6 million Miami home insurance fraud ring sounds the call for an industry-wide plan to stop fraud.

As a growing number of insurance carriers attempt to sell small-business coverage direct to consumers, agents will need to be more than mere policy peddlers and price shoppers to remain relevant for their customers.