In the end, things went smoothly. But getting to that point inthe renewal of the Terrorism Risk Insurance Act (TRIA) proved to bevery difficult.

On Jan. 12, President Barack Obama signed bipartisan legislationthat extended TRIA for six years and made a few changes in program.Days earlier, both chambers of the new 114th Congresshad passed the Terrorism Risk Insurance Program Reauthorization Actof 2015 (H.R. 26) by nearly unanimous votes: 93-4 in the Senate and416-5 in the House.

In an era of increasing political paralysis, lopsided votes likethat are way beyond bipartisan—they are nothing short ofmiraculous.

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