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Mature robo-advisors will someday understand balance sheets and income statements, and be able to recommend, monitor and change financial goals and portfolios for policyholders. (National Underwriter Property & Casualty/ALM Media) Mature robo-advisors will someday understand balance sheets and income statements, and be able to recommend, monitor and change financial goals and portfolios for policyholders. (National Underwriter Property & Casualty/ALM Media)

Whether it’s “Blade Runner” or “2001: A Space Odyssey,” you can count on audiences to devour dystopian works about artificial intelligence (AI).

In spite of science fiction’s dire prognostications, real people believe AI will make the world a better place. It follows that insurance industry leaders are jumping on the AI bandwagon. Out of the $1.7 billion invested in InsurTech last year, more than 40% was aimed at AI.

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