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A report from USAA found these states to have the least distracted drivers on their roadways.

Although they were less common, fire and lightning claims were the losses with the highest claims severity from 2017-2021.

In 2022, the number of dog-related injury claims declined 2.2%, according to the Triple-I.

The top reasons drivers lose their heads include heavy traffic, already feeling stressed or angry, running late and feeling tired.

Annual insurance reviews are integral to avoiding coverage gaps.

The first half of the year also saw cyber insurance claims ticked up 12%, driven by an increase in ransomware and funds transfer fraud.