Personal auto insurance rates are expected to see an average increase of around 12.6% during the coming year, according to, which pegs the increase on growing repair costs and severe weather events.

"It's another year of sticker shock for auto insurance policyholders," says Divya Sangameshwar, insurance expert and spokesperson for ValuePenguin. "Last year insurers raised their premiums by 11.3%. And that is just the average rate that insurers raised, so your actual premium hike would have been higher depending on your driving profile and other factors."

She adds that a U.S. Census Bureau survey of American drivers reported average increases closer to 19%.

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Steve Hallo

Steve Hallo is managing editor of He can be reached at [email protected]