Careful risk management is essential to a safe and successful pizza delivery business, especially on Super Bowl Sunday.

Citizens Property Insurance Corp., the behemoth state-run property insurer, has a reputation that reaches far beyond Floridas shores. Leaders from neighboring coastal states call it Floridas folly to grow what is, essentially, socialized property insurance.

I often question the wisdom of claim departments that have a direct line to the auto rental companies for an assignment every time a claimant’s or insured’s damaged car has to go to the body shop for repairs.

The explosion of online “social media” can make valuable information readily available from your desk—that is, if you know where and how to look for it.