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The Vince Lombardi Trophy is displayed with the team helmets before a news conference at the NFL football Super Bowl XLV Media Center in Dallas, Friday, Feb. 4, 2011. The Green Bay Packers will face the Pittsburgh Steelers in Super Bowl XLV Sunday. (AP Photo/David J. Phillip)

Only days away from the Super Bowl, the stage is set for the Green Bay Packers and the Pittsburgh Steelers. Preparations have been underway for many months, but of course, the unexpected has occurred; Dallas is blanketed in snow and ice, and the wintery weather is persisting. Both the Dallas/Fort Worth International (DFW), and Love Field airports were temporarily closed, with hundreds of flights cancelled because of bad weather and rolling power outages. 

Other airports and roads across the country are frozen and are at a virtual standstill, preventing travel for those planning to attend, not to mention the shipments of goods, supplies, and foods that were scheduled to be transported to the event. These unexpected, but possible occurrences are known in the insurance world as risks. That is what our industry of claims, underwriting, actuarial, and risk management is all about, and it makes up the very core of our industry. 

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