After flooding occurs, the adjuster must help flood victims understand the terms and conditions of their insurance.

Thousands of claims from vehicles, homes and businesses are rolling in from Texas and other states as crippling winter weather continues.

Officials say this event's losses may exceed those seen with a catastrophic hurricane, as the impact touches all 254 counties.

One-size-fits-all insurance is a thing of the past. Today's consumers want coverage that better reflects their usage and behavior.