In the age of direct marketing, the collapse of channel conflict, the reduction of commissions and the growth of alternative distribution channels, it has become imperative that local independent agents identify and focus on the correct channels their business model supports and operate within.

Drunk drivers wont be the only revelers posing a hazard on the roads on New Years Eve. People whove stayed up past their bedtime can also be dangerous behind the wheel.

If you want exponential growth in 2017, a resolution wont cut it but a written, detailed, working business plan will give you a fighting chance.