The automotive and health industries are already using IoT sensors to reward good habits with lower premiums. Why aren't P&C insurers doing the same?

A single platform that combines data from an organization's connected devices can help risk managers with environmental health and safety risks.

Flood reform is on many wish lists, but it doesn't look as though Santa will be bringing any significant changes this year.

Cost, technology or both keep many insurers from capitalizing on the most effective data for policy pricing and claim validation.