Here are some of the best cold-calling scripts around, and why they work so well.

Forget that theyre your parents or grandparents. If youre a millennial selling insurance, baby boomers are your best prospects.

Agents and brokers, insurers and policyholders have all learned from 2017's unrelenting hurricanes and wildfires, and will carry that knowledge with them going forward.

If you really want to know what's going on in the insurance business, you have to talk to the boots on the ground.