The U.S. has experienced considerable physical damage recently as well as the exacerbation of construction defects due to hurricanes and tropical depressions.

This year's Hall of Shamers were responsible for several deaths and stealing millions of dollars from insurers.

Nationwide's 4th annual Business Owner Survey found 69% of millennial business owners work with an insurance agent.

Research indicates established firms are reimagining their business models and using disruptive technologies to generate new value through data.