But most do not see merger and acquisition activity as the best use of capital, preferring, share buybacks and organic growth, nor do they see it as the best way to improve ratings, according to a sur

Ever since insurers started using computers to do business, independent agents have been asking for technology-enabled interfaces with carriers to allow for easier, faster and more efficient rating,

The Louisiana Supreme Court handed the insurance industry a major victory last week with a ruling that there is nothing vague about a policy excluding "flood" damage--a decision that the defendant's

Independent agents need to strengthen partnerships with their insurance carriers and bridge a generation gap with younger producers at their firms, Bob Fulwider, chairman of the Independent Insurance