The Hartford will include homeowners' insurance in its auto insurance program in 2011.

The Hartford has added several healthcare-specific coverage options to its Property Choice policy and Spectrum Business Owner's Policy.

If an adjuster doesn't look hard enough or in the right places, he could end up overpaying a claim by a significant amount. A limited edition sculpture by Lalique, a world-renowned crystal sculpture and glassware designers, provided such a challenge.

Since vacant homes can be a magnet for break-ins or vandalism, it's a good idea for homeowners to try to protect their investments by engaging someone to occupy or regularly visit the premises.