Where rooftops werent pummeled by hail in Texas in 2011, damage from wildfires scorched homes and set records for damage.

Allstate Corp. is asking to raise rates for 144,000 Louisiana homeowners who get their insurance coverage from two Allstate companies.

Helping nonprofits allocate claims to the most appropriate, cost-effective coverage can hold down overall coverage cost--especially important in today's tough economy.

Economic conditions for 2012 do not look particularly promising, challenging companies to find unique ways to generate sustainable growth and profitability. Continued high unemployment, near zero interest rates, limited growth in the economy, increased consumer diversity, extended low investment returns, intensified service expectations, expanded competition, and a probability of...