Restaurateurs are feeling the bite of a hardening Property & Casualty insurance market.

Chefs at an increasing number of high-end restaurants are experimenting with chemical reactions in dishessometimes called molecular gastronomyto present diners a unique taste experience, producers and underwriters say.

State legislators have proposed and conditionally approved a model law that would tie reimbursement rates for prepackaged drugs dispensed by physicians for workers compensation patients to the original manufacturers average wholesale price.

Fourteen insurers were among 246 companies across 19 industries ranked based on the customers' experience. Click to see the best and worst insurers for customer experience on the 2013 Tempkin Experience Ratings.