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New York and most states recognize policy reasons for the narrow view of an insurance broker's duty to its client. Brokers are not insurers and earn not premium income, but commissions for connecting insurers and insureds.

Drip, drip, drip. Effective marketing techniques are similar to water tortureboth are repetitive yet irregular, and eventually the recipient responds to your call to action (CTA).

The Workers Compensation Institute has opened registration for the 69th annual Workers Compensation Educational Conference (WCEC), set for Aug. 17 to 24 at the Orlando World Center Marriott in Florida.

Although data from the U.S. Census Bureau shows that citizens aged 24 to 34 are renting more than ever before (increasing by more than a million from 2006 to 2011), most millennials do not have renters insurance.

The laws in 49 states require drivers to carry automobile liability insurance, yet millions of Americans drive without it. Why? Auto insurance is too expensive, at least for low- and moderate-income drivers. Given the other demands on their financial resources, auto insurance is a luxury they can't afford.

Andrew J. Detweiler, CIC, CRM; Account Executive, Univest Insurance Inc., Lansdale, Pa.

Walmart is partnering with AutoInsurance.com to offer auto-insurance quotes from multiple insurers online. The service launches immediately in eight states with plans to expand nationwide.

Because its typically perceived as a benefit, teleworking can help make an organization an employer of choice, assisting with employee recruitment and retention.