While letting your insurance policy lapse may seem far different than driving under the influence, both could result in you being considered a high-risk driver by your car insurer.

The Centers for Disease Control and Prevention says that overdoses from prescription painkillers kill more people than heroin and cocaine combined. And yet, the Workers Compensation Research Institute reports that between 65%-85% of injured workers who receive pain medications get narcotics.

Sport-utility vehicles, crossovers, and minivans dominate the list, and there's one key reason why.

Dozens of no-no's unrelated to highway safety can get your license yanked.