Sport-utility vehicles, crossovers, and minivans dominateInsure.com'slist of the 10 least expensive 2015 model cars to insure, andchildren could be the reason why.

According to Insure.com, these kinds of vehicles are mostpopular with parents who are unlikely to drive 100 mph—unlikedrivers of the 10 most expensive 2015 model cars to insure—or park in areaswith a high risk of auto theft. Having children in the carmotivates drivers to drive and care for their vehiclesaccordingly.

Family-friendly vehicles also typically come with plenty ofsafety features, says Insure.com, which reduces the odds of seriousinjuries.

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